Saturday, December 24, 2011

Revised investment schemes - interest rates of Post office MIS sheme, PPF Account, Post office savings bank Account etc- w.e.f. 1-12-2011.




Changes in Post office  investment schemes - interest rates of Post office MIS sheme, PPF Account, Post office savings bank Account etc- w.e.f. 1-12-2011. 
  
SCHEME
FEATURE
EXISTING
REVISED w.e.f. 01.12.2011
KVP
CERTIFICATE ISSUE
Available
Discontinued
NSC
PERIOD
6 year
5 year
MATURITY VALUE
Rs.160.10 for Rs.100 Dn
Rs.150.90 for Rs.100 Dn
10 YEAR NSC IX ISSUE
Not Available
Available
PPF
MAXIMUM SUBSCRIPTION LIMIT
Rs.70,000
per annum
Rs.1,00,000 per annum
INTEREST RATE
8 % p.a
8.6 % p.a
LOAN INTEREST
1% p.a
2% p.a
MIS
PERIOD
6 year
5 year
INTEREST RATE
8 % p.a
8.2 % p.a
BONUS
5 % on pri.
Discontinued
SB
INTEREST RATE
3.5 % p.a
4% p.a
TD
PMC (from 6 months to 1 year)
No interest
SB Interest
PMC deduction
2 % Int less
1 % Int less
1 TD
INTEREST
6.25 % Q.C.I
7.7 %   Q.C.I
2 TD
INTEREST
6.5 %   Q.C.I
7.8 %   Q.C.I
3 TD
INTEREST
7.25 % Q.C.I
8.0 %   Q.C.I
5 TD
INTEREST
7.5 %   Q.C.I
8.3 %   Q.C.I
RD
MATURITY VALUE
Rs.728.90 for Rs.10- Dn
Rs.738.62 for Rs.10- Dn
AGENT
COMM 
PPF
1 %
Discontinued
SCSS
0.5 %
Discontinued
MIS,TD,NSC
1 %
0.5 %
RD (MPKBY)
4 %
4 %
Points to remember for Cheque Deposits: 




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